Stressed out about getting financing for a home purchase? You don't have to be.
I've got great connections to various mortgage lenders in Corona, and they've helped me recognize some things that will make the loan application process very easy.
Be sure you bring a list of questions if you find that you do not thoroughly comprehend the ins and outs of all the different loan programs.
One of my lenders or I will be able to assist you with understanding the advantages and disadvantages of each one, because it can be hard to understand the characteristics of fixed and adjustable rate mortgages.
When you lock in an interest rate, it denotes that a lender commits to the interest rates for the loan – often at the time the loan application is received.
By floating the rate, you can lock the rate anytime between the day of your loan application and issuance of closing documents. Those who decide to float presume the interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.
Getting a mortgage loan requires lots of paperwork, so you should take some time to get all your documentation together. Click here to get a feel for common questions you'll have to answer on a loan app.
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